NFC is tough Eagles play the Seahawks and rams so should get a good feel of where those teams are. Vikings and Saints also very good. Seahawks defense is shot due to injuries. Carolina could make some noise, but they are very inconsistent. Right now I think the Saints and Eagles have the inside track. Vikings are playing very well, but just do not think Case can keep it up for the whole year.
As for the AFC I could see the Chargers sneaking in. They lost 4 games by 3 points or less including a 2 pt loss to the eagles and a 3pt loss to the jags. They were also w/in 5 points in NE with about 7 mins left to play. (They gave up a late FG to lose by 8).
Buffalo is tanking, and the teams ahead of LAC are pretty bad. I do see the Ravens making it in. They should finish 9-7