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There are playoff odds for teams that start 0-2 and they are not good. I'd imagine 0-2-1 would be very close to 0-3, from an odds standpoint.
https://www.oddsshark.com/nfl/stats-2-0-teams-and-0-2-teams
Since 2007, 91 teams have started 0-2. Only 10 (10.9 percent) of them turned it around to make the playoffs and one of those (the 2008 Chargers) made it with an 8-8 record
https://www.oddsshark.com/nfl/stats-2-0-teams-and-0-2-teams